Thursday, September 24, 2009

Dell 3115cn
If you are having problem setting up Scan to email.
Error 016-503
Error 016-768

I have a solution that I figured out after long hours of fixing.

Steps to get it to work
1. log in to your dell 3115 printer web-screen.
2. Choose from the left tab, Email Alert.
We are only really concerned with outgoing email.
3. Under primary smtp gateway: put in your email server IP ADDRESS.
The system does not have dns resolve so.. putting in servers like smtp.gmail.com will not work.
I have charter.net so I pinged smtp.charter.net
3a. How to resolve ip address.
Windows start menu, run tab put in CMD
when the little dos like screen pops up, type in PING smtp.youremailserver.com
you should get lines of relay with the correct IP address.
4. Port : 25 usually.
5. Email send authentication : select invalid.
***I have tried with all the other and it just doesn't work**
**I believe it dell 3115cn just have problem with authendicating, it is a protocol thing; hence you must makesure that your email host does NOT require SSL checks**
6. login.. your login for your email host
7. password.. your password for your email host

The next part is putting in your address book.. just do that and it will work.
**3115cn
Gmail smtp does not work due to security authentication . Will result in 016-768 From address error.

I will upload pictures for more detail setup.

Wednesday, September 23, 2009

so many things one can do with their spare time.

What have we accomplished this week.

I decided to stay home and start something fun with Annette. I want us to work together but our own boss. So, I decided to be my own boss. I decided to start a home business.

I called my local office and they said that I do not need a local permit for home office due to the fact that I am in LA County does not issue Home Office permits. Hence, home business is not prohibited. Next we went to CA BOE office in west covina and applied and got my reseller permit. Last, we went to a new bank and got my official business account. All my ducks are in a row, now is the time for inventory.

I contacted a few vendors that I like: Viz media for graphic novel bundle sales, Costco for certain high ticket items, a few computer vendors, fashion vendors. Lots of stuff I want buy and sell, all in good time.

BTW I weigh in today morning at 227.8

Sunday, September 20, 2009

phase 1 day 6

woke up 230.2 very little change.. but not worried...
hungry....

mind go confused..

fixed danny's iphone


Saturday, September 19, 2009

phase 1 day 5

Woke up, check weight to be 230.8

Went to work later on....

bought our pets their tags.

bought a bunch of stuff on amazon.com due to fact NO TAX..and shipping is FREE :)

accidentally bought 2 apple keyboards haha.. i'm sure santos or someone will want to buy one from me.. :)

According to my contractor, likely Monday will start excavation.

Applied for FFL form 7 and form 7 curator....

Thursday, September 17, 2009

phase 1 day 4.

Day 4, 231.5

carb should be down to 35 or so.. the rest is all the same protein high.

Wednesday, September 16, 2009

day 3 protein diet ketosis

After talking to the guys outlining my pool. I checked the scale and it said 232.6. Not bad, not bad... I have more things to do today.. so I better get to it.

day 2 on diet

Today morning I drew in a deep breath and weigh myself in the morning. I was about 236. A bit less from yesturday. Sorry for the flea bites. Something my dad said to me, I realize that I must write it down for preservation.

Tuesday, September 15, 2009

Today our diet have begun. I weight in around 237.8 HOly smokes I gained 12 pounds in about 3-4 weeks? crazy fat ass. Well no worries, I'll be updating the progress.

I ate chicken breast strips 3.5 ounce for breakfast and again for lunch. Dinner I ate lots of grilled KFC. Though it is grilled, it is still not a good idea to eat them due to high content of fat. Here is day 1 protein ketosis initiation. Usually by the third day, my body is in ketosis and I need to remember to take allopurinol.

Saturday, September 12, 2009

Basic finance

First step to financial preservation is actually a question.

What is money? and how do I make money?

Sounds pretty basic.

The next question is how do you make money without working for it?
If you answered Certificated Deposites or CD then you are correct.

CDs are basically a safe way to earn money from your local bank. However, one have to understand that the interest rate that they give are just horrific. They are not enough even to adjust for inflation. So, if you think that doing CD will guarantee beating inflation and your money will be preserved. Think again.

Averagely, inflation is about 2-3% per year. Thus, if the bank's CD issue is not above 3%, a general outlook is bad for your money preservation.

The second most common way to preserve your capital is Bonds. It is relatively safe if you choose the highest grade. Again you need to choose bonds above 2-3% a year and this 2009 20 year treasury is about 4.25%. OH for those you that don't know about the average cost of bonds. It is about 1000 dollars a share and averagely you buy five shares at a time.

A lot of analyst claims that you need to diversify. However, that is not true. As long as you are above 3% usually your money is safe. There are scenarios where your money can devalue. However that is all speculative economics. Historically inflation per year adjustment is about 3% and if your goal is only preserving your money then 4% US treasury bonds will do.

My personal goal minimum is 5%. However to make sure my money is growing at my lifestyle rate. I believe I need to be at about 7%.

There are Stocks and Real estate. That can be considered. However, these catagories now run in the world of risk. Risk is something one have to face when deciding to make a lot or conservatively little of money.

I will talk about them another time...

Thursday, September 10, 2009

Friends and flying solo.

My wife and I talked about our friends yesterday. I thought about it and here my conclusion.

Friends are a social bonding event. Those that benefit each other naturally will be attracted to each other and thus hang out more often. The reason that someone you think is a friend don't call you out and hang is because you and they have nothing in common. Arbitrarily your presence is the byproduct of accommodating to another bipartisan friend.

Let me put my thoughts in plain bitch talk. Your friends only like you because you are the friend of another. You are not his friend, you are the friend of another. Hence, don't get shit twisted. You were never really his friend, you just a tag along without your own crew.

So, I suggest for those of us that are not invited to the parties and social gathering. Make your own, and not invite them. Invite those that you feel comfortable with. Be the host and not the guest. If you do it long enough, friends will envelop you.

Forclosure buying seminar at Coldwell Bankers in San Gabriel, CA

I went to one of those seminar where they teach you how to buy foreclosure homes. The main points of this events were:

1. Foreclosure houses are not always the best deals.
2. Foreclosures in California are done as private sale and not judicial.
3. Short Sales are by owner and lender approved. *price is below mortgage, borrower carries a debt afterwards.
4. Somehow this guy try to tell me that Exclusive Buyer Agent is the best friend a home buyer can get. *my arse. If I wanted some asshole to lookup MLS and then tell me what I can have.. then I have to do my own work in getting the loan.. I might as well do that myself and save the agent payment.
This seminar guy claims that Agents work for the seller; thus, they will always not give you the better deal. And then I thought, motherfucker, who do you work for.. yes a real-estate broker. So essentially you are a seller telling us to not trust yourself? what bullshit.
I wasted one hour of my life listening to an asshole talking about shit that applies to midnight infomercials. I should of gone with my instincts and stayed home and read my financial profiles. But curiosity got the better of me.
I walked the fuck out before it was too boring. There is nothing you cannot learn from 10 min of googling about foreclosure process.

Here is my summary of buying a house.
1st.. in this economy, you better have lots of Down Payment. The years of 0 down is gone.
2nd.. If you dont have a steady job, dont buy a house.
3rd.. just because you have a job, dont expect to keep it forever.
4th.. If you dont understand how interest rate at 6-8% impact your financial wallet. Dont buy a house.
5th.. Everyone out there is willing to profit from your ignorance. Banks charges about 6-8% Apr for 20-25 years for about 200k loan. Thats about 12-15k a year of interest. 1-1.5k a month in interest. Before paying off your principal, you already are 2k in the hole just for housing. So, to put it plainly.. you should be taking home 6k a month to afford a 200k 6-8% house loan.
If you dont got that cash.. dont think about buying a house.

If you do have the cash, the only thing you need to worry about is FMV = fair market value. Just dont overpay for the house and it's all good.

Wednesday, September 9, 2009

Legacy Finance - the soon after.

It was summer, and I had just made plans with my coworker to a weekend get away at the
Grand Canon. The day before the event, I received a call from my mother. She commanded me to cancel my trip and come home. Pissed as I was, I still canceled the trip and took a $75 dollar cancellation fee. Your mother, my mom refers to herself in third person, has gastric cancer and will die in about less than a year. I jolted from the undulating statement. I was concerned. I was confused. I was not sad.
To understand my disposition, one have to understand what kind of person was my mom. She was a good mother, when we were still poor. I remember when I was young, she spend her days juggling management of our small corner market store and my education. I spend most of my afternoons there in the back of the store reading obsolete beginner English short stories. Again the word mediocrity applies to our family life. As time went on, so did our family wealth. Eventually, we aggregated enough for her to retire early. I was in my first few years of college when this happened. When she stopped working, her personality also changed. She was starting to become more critical. She was critical in the matter that she had provided everything for me and I was a mere public servant. A mediocre man with a mediocre future.
She was a teacher, and she taught me shame. Shame for being a teacher. Shame for I could not be a better son. Shame for not cherishing the things I have. Shame for not being like her friend's son whom making more money. Shame for not showing that I care about her. Shame for not crying my eyes out because she was dying. Shame for the selfish person I was. Shame for who I am.
Throughout the whole ordeal, I dealt with her demise with distance. I emotionally and physically distant myself from her. When she had something to say, I would be far away or aimlessly daydream. She was frail in her room, so I was outside of the house. I was sick at the time, so I was not invited to be in the house due to my contagious condition.
When the sickness took root deeply to her, she was bedridden and anorexic. She died with a glance at me and my immediate family. Funny at this moment of writing, I feel as if I should of said something to her. Yet, I remember I said and thought of nothing. I was emotionally empty. Did I love my mother? who doesn't. However, my love for her is like a fish for its caretaker; Simplistic and quintessential.
Soon after she died, I had to deal with the inheritance. My mother in all her regressing wisdom decided to have the family liquid asset in my father's possession. Though I had power of attorney to all the accounts, I did not know how to manage my family's wealth and neither did my father.

My personal history - the past.

About an year ago I lost my mother to cancer. Ever since, I been searching for the right steps and answers. I am building this blog for myself and likewise situated people. Let me introduce myself.

I am a first generation only child. My parents saved all their money. Their investments were relatively ultra conservative. They put it under real-estate (a few houses) and pure liquidity, Certificated Deposits.

Of course I never really liked my mother. Being the only heir, success was thrust upon me. Often I fail to live up to expectations. Hence, I became a teacher. I went through all the schooling, the red tape, the prejudicial teacher preparation supervisors, and the dream of mediocrity. I was living a life like my friends whom defined value through mediocrity. Teaching salary was 40k annually. After taxes, I took home about 2500 a month. $800 dollar of which went to rent. Then another 400 went to utilities and expected expenses. Another $600 went to groceries and occasional dinning out. All in calculation, I was saving about 500 bucks a month - without contingency expenses.
I lived with my girlfriend, now my wife, for three years away from my home. In our new life together, we had our car fixed then stolen, months with barely enough money to survive - I get paid once a month, so lavish spending emptied out our bank, and $10,000 credit debt to repay. It was rough. After paying off debts and living expenses, we had very little money left. This lack of money limited us from enjoying life. Enjoying life as my richer friends explained was buying and doing things in tandem to the coterie. Since I was far away from any of my friends, I had no hobbies nor events that I need to attend to. Life was simple. Day in and day out of work, and with my free time I use it either to dine or sulk with my life partner. The lack of everything due to our financial circumstance gave us liberation from wants and facades. I was poor and I was happy.